Deposit Rates
Last Updated On: May 8, 2008
Please call our Customer Assistance Center at 1-800-860-8821 for current rates.
| Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|---|
| 5 Month CD Special | $500.00 | 3.25% | 3.30% |
| 13 Month CD Special | $500.00 | 3.25% | 3.30% |
| Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|---|
| 5-Year CD | $500.00 | 3.44% | 3.50% |
| 4-Year CD | $500.00 | 3.20% | 3.25% |
| 18-Month Independent CD | $500.00 | 3.20% | 3.25% |
| 3-Year CD | $500.00 | 2.96% | 3.00% |
| 2-Year CD | $500.00 | 2.96% | 3.00% |
| 12-Month CD | $500.00 | 2.71% | 2.75% |
| 18-Month CD | $500.00 | 2.71% | 2.75% |
| 6-Month CD | $500.00 | 2.23% | 2.25% |
| 90-Day CD | $500.00 | 1.24% | 1.25% |
| Product Name Minimum Balance Required to Earn the Stated APY |
Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Independent Money Market $250,000.00 and higher |
$2,500.00 | 2.47% | 2.50% |
| Independent Money Market $100,000.00 - $249,999.99 |
$2,500.00 | 1.98% | 2.00% |
| Independent Money Market $50,000.00 - $99,999.99 |
$2,500.00 | 1.49% | 1.50% |
| Independent Money Market $25,000.00 - $49,999.99 |
$2,500.00 | 1.24% | 1.25% |
| Independent Money Market $.01 - $24,999.99 |
$2,500.00 | 0.99% | 1.00% |
| Indexed Money Market $100,000.00 - $249,999.99 |
$2,500.00 | 1.95% | 1.97% |
| Indexed Money Market $50,000.00 - $99,999.99 |
$2,500.00 | 1.95% | 1.97% |
| Indexed Money Market $250,000.00 and up |
$2,500.00 | 1.95% | 1.97% |
| Indexed Money Market $25,000.00 - $49,999.00 |
$2,500.00 | 0.99% | 1.00% |
| Indexed Money Market $0.01 - $24,999.99 |
$2,500.00 | 0.50% | 0.50% |
| Product Name Minimum Balance Required to Earn the Stated APY |
Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Health Savings Account (HSA) $15,000.00 and higher |
$25.00 | 2.96% | 3.00% |
| Health Savings Account (HSA) $5,000.00 - $14,999.99 |
$25.00 | 2.96% | 3.00% |
| Health Savings Account (HSA) $500.00 - $4,999.99 |
$25.00 | 2.96% | 3.00% |
| Health Savings Account (HSA) Up to $499.99 |
$25.00 | 0.00% | 0.00% |
| Penny's Piggy Bank Savings Club All balances |
$5.00 | 0.35% | 0.35% |
| Select Savings Club $5.00 and higher |
$5.00 | 0.50% | 0.50% |
| Statement Savings Account $25.00 and higher |
$25.00 | 0.35% | 0.35% |
| Product Name Minimum Balance Required to Earn the Stated APY |
Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Anchor Solutions | $25.00 | 0.10% | 0.10% |
| Compass Solutions | $25.00 | 0.10% | 0.10% |
| Product Name Minimum Balance Required to Earn the Stated APY |
Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 5-Year IRA Certificate | $500.00 | 3.44% | 3.50% |
| 4 Year IRA Certificate | $500.00 | 3.20% | 3.25% |
| 2-Year IRA Certificate | $500.00 | 2.96% | 3.00% |
| 3-Year IRA Certificate | $500.00 | 2.96% | 3.00% |
| 12-Month IRA Certificate | $500.00 | 2.71% | 2.75% |
| 18-Month IRA Certificate | $500.00 | 2.71% | 2.75% |
| 18-Month Variable Rate IRA $10.00 and higher | $10.00 | 1.34% | 1.35% |
| Money Market IRA Investment $25,000 and higher | $50.00 | 0.74% | 0.75% |
| Money Market IRA Investment $10,000.00 - $24,999.99 | $50.00 | 0.65% | 0.65% |
| Money Market IRA Investment $5,000.00 - $9,999.99 | $50.00 | 0.40% | 0.40% |
| Money Market IRA Investment $1,000.00 - $4,999.99 | $50.00 | 0.25% | 0.25% |
| Money Market IRA Investment Up to $999.99 | $50.00 | 0.25% | 0.25% |
