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1Complete debit card purchases. For a debit card purchase to be “complete” the purchase must post to the account within 60 days of account opening (a pre-authorization has not “posted” and does not qualify).
2Requirements for all cash-back bonuses. Normal account service charges apply. To be eligible for the account bonus you must open either a Choice, Rewards, or Premier checking account between March 7 and June 10, 2022. Offer valid for ME and NH consumers, at least 18 years of age, who have not been an owner of a Camden National Bank consumer checking account during the past 12 months. The minimum account opening deposit is $25. If you complete 10 debit card purchases within 60 calendar days of opening your account, the account bonus as stated above will be direct deposited to your account within 90 calendar days of the qualifying purchase. Account must be open, active and not overdrawn at the time the bonus deposit is made. Overdrawn includes, but is not limited to, any utilization of any Progressive Pay amount that may be available to you. One bonus payment per account or individual. Account bonuses are reported to the IRS as interest income. This offer cannot be combined with any other offer. Employees of Camden National Bank or its affiliates are excluded from this offer. Contact the bank for further details. Limited-time offer, subject to change without notice.
3Earning cash-back rewards. Details on how to earn the cash-back bonus are stated above in footnote 1. To be eligible for cash-back rewards, you must enroll in paperless statements and have direct deposits of $500 or more of your payroll, pension or government benefits, such as Social Security during the periodic statement cycle. Once enrolled, you will earn a $0.10 cash-back reward for each debit card purchase that posts to your account (“Standard Reward”). During the promotional period, which begins upon enrollment and ends 12/31/2022 you will earn an additional $0.10 cash-back reward (“double the rewards”) on those purchases (“Promotional Reward”). Standard Rewards will be added to your account via direct deposit at the end of each periodic statement cycle. Promotional Rewards will be added to your account via direct deposit in one lump sum on or about 01/13/2023. Standard and Promotional Rewards combined, are capped at $30.00 per periodic statement cycle. All cash-back rewards are reported to the IRS as interest income.
4Rewards Checking ATM rebates. You receive up to $10 in rebates each calendar month when you use a non-Camden National Bank ATM in the U.S. Accept the disclosed fee and we will refund it the next business day. For ATM transactions outside the U.S., Puerto Rico or the U.S. Virgin Islands, we will refund ATM fees if you bring us your ATM receipt showing the fee within 90 calendar days of the transaction and we have not already rebated the maximum amount for the calendar month in which the foreign ATM surcharge fees were assessed.
5Rewards Checking mortgage offer. Offer cannot be combined with any other Camden National Bank residential loan offering. Loan products listed are available to qualified applicants who meet the Bank's current loan underwriting guidelines. Offer not applicable to MSHA, FHA, VA, and RHS residential mortgages. The residential discount is limited to one per calendar year. Other terms may apply. The rules and regulations that cover residential loan products are not contained in disclosure. To obtain additional information related to these loan products please contact a banking center representative.
6Premier Checking CD rates If you tell us you no longer want the Premier Checking and you have a CD with a preferred interest rate, the rate will continue until the maturity date, but at renewal, the Bank’s regular interest rate will apply.
7Premier Checking mortgage closing costs Offer cannot be combined with any other Camden National Bank residential or consumer loan offering. Loan products listed are available to qualified applicants who meet the Bank’s current loan underwriting guidelines. Offer not applicable to MSHA, FHA, VA, and RHS residential mortgages. The $500 closing cost credit and consumer loan rate discount are limited to one per calendar year. The consumer loan rate discount applies to non-real estate secured consumer loans only and is subject to change from time to time. Other terms may apply. Any loan rate discount you obtain while eligible will continue until the balance of your loan is paid off. The rules and regulations that cover residential mortgage and consumer loan products are not contained in this disclosure. To obtain additional information related to these loan products please contact a branch representative.
8Premier Checking interest on balances Annual Percentage Yield (APY). Minimum opening balance of $25 or more. Variable-rate Annual Percentage Yield (APY) for Premier Checking varies by tier. As of 3/7/2022, APY by tiers: 0.00% for balances below $2,499.99; 0.03% for $2,500.00-$24,999.99; 0.03%$25,000-$99,999.99 and 0.03% for $100,000+. Fees may reduce earnings.Rates subject to change after account opening.
9Premier Checking ATM rebates. You receive unlimited rebates when you use a non-Camden National Bank ATM in the U.S. per transaction. Accept the disclosed fee and we will refund that fee the next business day. For ATM transactions outside the U.S., Puerto Rico or the U.S. Virgin Islands, we will refund ATM fees if you bring us your ATM receipt showing the fee within 90 calendar days of the transaction.
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