Rates

Last Updated On: February 11th, 2016 

CD/ IRA Rates

For current information regarding our competitive CD Rates, please contact our Customer Assistance Center at (800) 860-8821.

Money Market Rates

Product Name
Minimum Balance Required
to Earn the Stated APY^
Minimum Opening DepositInterest Rate*Annual Percentage Yield (APY)^
Promise Money Market
$250,000.00 and higher
$100.00 0.20% 0.20%
Promise Money Market
$100,000.00 - $249,999.99
$100.00 0.15% 0.15%
Promise Money Market
$25,000.00 - $99,999.99
$100.00 0.10% 0.10%
Promise Money Market
$5,000 - $24,999.99
$100.00 0.05% 0.05%
Promise Money Market
$0 - $4,999.99
$100.00 0.05% 0.05%

^APY = Annual Percentage Yield.  Interest and APY is subject to change at any time.
*You must maintain the minimum balance of each tier in the account each day in order to receive the APY disclosed for that tier.

Savings Account Rates

Product Name
Minimum Balance Required
to Earn the Stated APY^
Minimum Opening DepositInterest Rate*Annual Percentage Yield (APY)^
Health Savings Account (HSA)
$100,000 and higher
$25.00 0.10% 0.10%
Health Savings Account (HSA)
$25,000 - $99,999.99
$25.00 0.10% 0.10%
Health Savings Account (HSA)
$5,000 - $24,999.99
$25.00 0.10% 0.10%
Health Savings Account (HSA)
$0 - $4,999.99
$25.00 0.05% 0.05%
Pennys Piggy Bank Savings Club
All balances
$5.00 0.10% 0.10%
Promise Savings Account
$100,000.00 and higer
$25.00 0.07% 0.07%
Promise Savings Account
$25,000.00 - $99,999.99
$25.00 0.05% 0.05%
Promise Savings Account
$5,000.00 - $24,999.99
$25.00 0.05% 0.05%
Promise Savings Account
$0.01 - $4,999.99
$25.00 0.05% 0.05%
Select Savings Club
$5.00 and higher
$25.00 0.05% 0.05%

^APY = Annual Percentage Yield.  Interest and APY is subject to change at any time.
*You must maintain the minimum balance of each tier in the account each day in order to receive the APY disclosed for that tier.

Checking Account Rates

Product Name
Minimum Balance Required
to Earn the Stated APY^
Minimum Opening DepositInterest Rate*Annual Percentage Yield (APY)^
Promise Premier Account                      $100,000 and higher $25.00 0.05% 0.05%
Promise Premier Account                      $25,000 - $99,999.99
$25.00 0.05% 0.05%
Promise Premier Account                      $2,500 - $24,999.99  $25.00 0.05% 0.05%
Promise Premier Account                      $0 - $2,499.99 $25.00 0.00% 0.00%

^APY = Annual Percentage Yield.  Interest and APY is subject to change at any time.
*You must maintain the minimum balance of each tier in the account each day in order to receive the APY disclosed for that tier.

 

 

Customer Assistance Center

For current rates, call our Customer Assistance Center at 800-860-8821.

 

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