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personal checking
A rewarding relationship
Everyone has different financial needs, but everyone enjoys simple, rewarding accounts. Open the account that works for you and get support from a team of people who genuinely care about helping you reach your goals. If you already have an application in progress, you can complete or check the status by logging in here.
Simple Promise
A free checking account. No monthly maintenance fee, whatever your balance. Simply bank your way - without a minimum balance.
Promise Rewards
Get rewarded for your everyday banking. Make money when you spend money with cash-back** rewards on every debit card purchase and direct deposit.
Apply now
Apply now
Promise Premier
Our premier account rewards you with more cash-back**, more interest, and more benefits. It is our way of saying “thank you” for your relationship with us.
Find the right account for you
Customer Testimonials
Happy customers make us happy
“I have been a loyal customer with Camden National for decades. I have tried larger banks, but find that the personal touch of a local bank makes all the difference. In addition, the perks of getting rewards and reimbursement for use of out of network ATMs is a big plus!”
Get the most out of your checking account
Savings Accounts
A checking account’s best friend. It can help you save for what matters most.
Digital Banking
Solutions that help simplify your financial life - from anywhere, on any device.
Instant Issue Cards
Replace your debit card in a flash at our instant issue banking centers.
Important Disclosures
*Mobile Banking
- Camden National Bank does not charge you a fee for using this service. However, charges from your wireless carrier may apply.
**Cash-back rewards
- Cash-back rewards for Promise Rewards Checking
To be eligible for rewards you must sign up for eStatements and have direct deposits of $500 or more, of your payroll, pension or government benefits, such as Social Security. At the end of each statement cycle you will be paid a $.10 cash-back reward for every qualifying debit card purchase and direct deposit that posts and clears your account. Cash-back rewards are limited to $30 per statement cycle. If your statement cycle falls on a weekend or a holiday, it will end on the previous business day. All rewards are reported to the IRS as interest income. Account must be maintained in good standing to earn rewards. - Cash-back rewards for Promise Premier Checking
To be eligible for rewards you must sign up for e-Statements. At the end of each statement cycle you will be paid a $.15 cash-back reward for every qualifying debit card purchase and direct deposit that posts and clears your account. Cash-back rewards are limited to $50 per statement cycle. If your statement cycle falls on a weekend or a holiday, it will end on the previous business day. The account must maintain in good standing to earn rewards. All rewards are reported to the IRS as interest income.
***ATM
- ATM rebates for Promise Rewards Checking
Get up to $10 in monthly rebates when using a non-Camden National Bank ATM in the United States. Accept the disclosed fee and we will refund the surcharge the next business day. - ATM rebates for Promise Premier Checking
Get unlimited ATM rebates when using a non-Camden National Bank ATM in the U.S. per withdrawal. Accept the disclosed fee and we will refund the surcharge the next business day. For ATM transactions outside the U.S., Puerto Rico or the U.S. Virgin Islands, we will refund ATM surcharge fees if you bring us your ATM receipt showing the surcharge within 90 calendar days of the transaction.
Here for you 24/7
Come by one of our 58 banking center locations or give us a call 24/7 at 800-860-8821.
Simply Smart Insights for your everyday financial questions
