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Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.

This website, www.camdennational.bank (the "Site" or "Bank Site"), is owned and operated by Camden National Bank. BY USING THIS SITE, YOU ARE AGREEING TO THESE TERMS OF USE WITHOUT LIMITATION OR QUALIFICATION. IF YOU DO NOT AGREE, PLEASE EXIT AND DO NOT USE THIS SITE.


Acceptance of Terms of Use

"You" means any customer, authorized person, or any other person who views, accesses, uses, or obtains information from this Site or who obtains information by monitoring activity to and from the Site.

"We", "us", "our" and "Bank" means Camden National Bank and its affiliates, agents, directors, officers and/or employees.

By using this Site and all others owned and maintained by the Bank, you agree to the following terms of use, so please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our Site. You are bound by any such revisions if you continue to use the Site after we have posted the changes. We suggest that you periodically visit this page to review the most recent terms of use.

You agree not to interrupt or attempt to interrupt the operation of this Site in any way. You understand that access to account(s) on which you are not authorized or restricted areas of this Site may be a criminal violation. You agree not to access any such account(s), nor attempt to obtain or decrypt any passwords or other security protection for any such account(s). You will not impersonate any person or entity, misrepresent your affiliation with a person or entity, or misrepresent the origin of any content provided to us. You agree to comply with our rules and policies regarding use of the Site, as published from time to time by us. You agree that your use of the Site will at all times be for a lawful purpose, and you agree to comply with all applicable laws and regulations in your use of the Site. Possible evidence of use of this Site for illegal purposes will be provided to law enforcement authorities. You agree not to reverse engineer, reverse assemble, decompile, create derivative works, modify, or otherwise attempt to derive the source code of the Site or to copy (except as otherwise expressly permitted hereunder), modify or create derivative works of its content or any materials related to the Site or any of the services provided by the Bank through the Site.

You will not transmit, distribute, introduce or otherwise make available in any manner through the Site any computer virus, keyloggers, spyware, worms, Trojan horses, time bombs or other malicious or harmful programming (collectively, "Viruses"). We do not have an obligation to detect the presence of such Viruses. You may not use the Site in connection with requesting, harvesting, obtaining or storing any personal information, passwords, account information or information about other users of the Site. You may not use any data mining, robots, or similar data gathering and extraction tools in connection with the Site.


Privacy Notices

To view our privacy practices, please read our Privacy Policy. Products and Services Provided by Camden National Bank. The information and descriptions regarding products contained on this Site are intended as general information and are not necessarily complete descriptions of the products and services offered by the Bank.


Ownership/Use of Content

The information contained in this Site is owned by the Bank and is provided for your personal use and, except as otherwise expressly provided herein, may not be modified, copied, distributed, reproduced, republished, uploaded, downloaded, posted, transmitted or duplicated without the prior written consent of the Bank.


Copyrights/Trademarks

All trademarks, services marks, trade names, logos, icons and domain names located on this Site are the property of the Bank or others. Your use of any trademark, service mark, trade name, logo, icon and domain name displayed on this Site without the written permission of the Bank or the other owners is strictly prohibited.

This Site contains software, photographs, graphics, text, images and other material (collectively "Material") that are protected by copyright law. All such Material also is copyrighted as a collective work under the copyright laws, and the Bank owns a copyright in the selection, coordination, arrangement, and enhancement of such Material. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Material, in whole or in part. We grant you permission to electronically copy and print in hard copy portions of this Site (and to download software made available on the website) solely for your personal use and in connection with conducting business with the Bank. Otherwise, you may not reproduce or distribute in any way Material protected by copyright without obtaining the prior written permission of the Bank.


Third Party Websites

The Bank may provide links to other websites controlled or offered by third parties ("Linked Websites"). These links are offered for informational purposes only. The Bank's inclusion of a link to a Linked Website does not imply approval or endorsement of the Linked Website or any products or services offered on Linked Websites. The Bank is not responsible for the content, accuracy, reliability or opinions expressed in Linked Websites. We have not investigated or monitored the Linked Websites for accuracy or completeness. The Linked Websites may have different privacy policies and security standards from ours. We are not responsible if any offer terms shown on our Site differ from those shown on the Linked Website.


Minors

The Bank does not intend to solicit information from children or market its products or services to children through this website.


Security

The Bank is committed to protecting your personal and financial information. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic, personal information. See our Security page for more information on our practices.


Viruses

The Bank assumes no responsibility, and will not be liable for, any damages to, or Viruses that may infect, your computer equipment or other property caused by your access to, use of, or browsing of this Site or your downloading of any materials, data, text, video, or audio from this Site.


Email

Emails that you send to us are not necessarily secure when they are transmitted to us. If your communication is sensitive or includes confidential information such as a Social Security or Tax Identification Number or an account number, or if you need specific details about any information contained in our Site, you should contact us by regular mail or as indicated on the Contact page. If you choose to use email to communicate confidential information, you assume the risk that your email may not be secure.


Registration Information

You may be invited to register for this Site to help us understand your financial needs and to alert you to other products and services. If you register for this Site, you will be required to provide the Bank with certain information that may include your name, email address, mailing address, zip code, country, user name and password. You agree to provide true, accurate, current and complete information about yourself on the registration screens and/or forms and to maintain and promptly update such information. If you provide any untrue or inaccurate information, or if we have reasonable grounds to suspect that such information is untrue or inaccurate, we may suspend or terminate your registration and refuse all current and future use by you of our Site.


Disclaimer of Warranties

YOU EXPRESSLY AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE BANK EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

THE BANK MAKES NO WARRANTY THAT THE SITE WILL MEET YOUR REQUIREMENTS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE. IN NO EVENT WILL THE BANK BE LIABLE FOR ANY DAMAGES, DIRECT, INDIRECT, INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES (AND DAMAGES FROM LOST PROFITS, INTERRUPTION OF BUSINESS, LOST DATA), WHETHER FORESEEABLE OR NOT, WHICH MAY ARISE OUT OF YOUR ACCESS TO, INABILITY TO ACCESS, OR YOUR USE OF THE SITE OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED, TRANSACTIONS ENTERED INTO THROUGH THE SITE OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA.

THE BANK DOES NOT GUARANTEE OR WARRANT THAT FILES AVAILABLE FOR DOWNLOAD FROM THIS SITE WILL BE FREE OF INFECTION FROM VIRUSES, WORMS, OR OTHER CODE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES. YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS AT YOUR OWN DISCRETION AND RISK. ANYTHING HEREIN TO THE CONTRARY NOTWITHSTANDING, OUR SOLE LIABILITY FOR ANY REASON TO YOU, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE OR CLAIM WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT PAID BY YOU FOR ANY PRODUCT, INFORMATION OR SERVICE PURCHASED BY YOU FROM US THROUGH OUR SITE.

EXCEPT AS EXPRESSLY STATED ON THIS SITE, THE BANK MAKES NO OTHER WARRANTY REGARDING ANY USE OF, OR ANY TRANSACTIONS ENTERED INTO THROUGH, THE SITE.


Indemnification

You agree to indemnify, defend, and hold harmless each of the Bank, its parents, subsidiaries, affiliates, officers, directors and employees, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from your use of this Site, the violation of these Terms of Use by you, or the infringement by you, or any other user using your account, of any intellectual property or other right of any person or entity.


Remedies for Breach of These Terms by You

In the event that the Bank determines, in its sole discretion, that you have breached any portion of these Terms of Use, or have otherwise demonstrated conduct inappropriate for the Site, the Bank reserves the right to (i) warn you via email that you have violated these Terms of Use; (ii) delete any content provided by you or your agent(s) to the Site; (iii) discontinue your registration(s) with the Site and/or any other Bank community; (iv) discontinue your access to the Site, (v) notify and/or send content to and/or fully cooperate with law enforcement authorities for further action; and/or (vi) any other action which the Bank deems to be appropriate.

If your registration(s) with or ability to access the Site, any other Bank community and/or any other service provided to you by the Bank is discontinued by the Bank hereunder, then you agree that you shall not attempt to re-register with or access the Site, any other Bank community and/or any other service provided by the Bank, through use of a different member name or otherwise.


Governing Law

The laws of the United States and the State of Maine will govern the content and use of this Site, without giving effect to conflict of law principles.

The Bank controls this Site from its offices within the United States. We make no representation that the content on our Site is appropriate, legal or available for use in other locations. Those who choose to access the Site from other locations do so at their own initiative and are responsible for compliance with applicable local laws. By registering for or entering this Site, you consent and submit to the exclusive jurisdiction and venue of the state and federal courts located in the State of Maine.


Compliance with Export Laws and Regulations

United States export control laws regulate the export and re-export of technology originating in the United States. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. You agree to abide by these laws and their regulations, including, but not limited to, the Export Administration Act and the Arms Export Control Act, and not to transfer, by electronic transmission or otherwise, any such technology derived from our Site to either a foreign national or a foreign destination in violation of such laws.