We're here with the right checking account for you.

At Camden National Bank, we offer the checking account products that fit your current financial needs. All of our products offer:

  • Free online, mobile and telephone banking
  • Free bill pay, mobile deposit and text banking
  • Free eStatements with check images
  • Free Visa® debit card
  • Free ATMs at over 200 Maine Cash Access locations
  • And much more!

Apply for an account online or stop by your local branch, and we will be happy to help you find the account that is right for you.

  Simple Promise Checking Account Promise Rewards Checking Account Promise Premier Checking Account
For customers who want Write checks, bank online or access your account anytime, anywhere with our free mobile app. All with no monthly fee — and no minimum balance. Apply now. Make money when you spend money — get cash back on every debit card transaction, along with many convenient features. Apply now. Our premier account rewards you with more cash back. More interest. More discounts and benefits. It is our way of saying “thank you” for your relationship with us. Apply now.
Rewards  No

$0.10 cash-back rewards on debit card purchases and direct deposit1.

Switch today and earn up to $150. Learn more.

$0.15 cash-back rewards on debit card purchases and direct deposit2.
Minimum deposit to open $25 $25 $25
Monthly service fee $0

$5 or $0

No monthly service fee with at least one of the following, each statement period:

  1. Keep an average monthly account balance of $500 or more in your Promise Rewards checking account,
  2. OR
  3. Keep an average monthly balance of $2,500 or more in any combination of qualifying deposit and CD balances.

$20 or $0

No monthly service fee with at least one of the following, each statement period:

  1. Keep an average monthly account balance of $2,500 or more in your Promise Premier checking account,
  2. OR
  3. Keep an average monthly balance of $25,000 or more in any combination of qualifying deposit and CD balances,
  4. OR
  5. Have consumer and residential mortgage loan balances of $150,000 or more.
Earns interest  No No  On collected balances over $2,500.
No transaction fee at non-Camden ATMs Yes Yes Yes
ATM rebates   Limited to $10 per month3. Unlimited, worldwide3,4.
Free access to over 200 Maine Cash Access ATMs Yes Yes Yes
Free mobile banking with deposit Yes Yes Yes
Free online banking Yes Yes Yes
Free debit card with chip technology Yes Yes Yes
Free standard checks Complimentary first order for those age 62 or better.  No Yes
Credit toward residential mortgage closing costs  $0 $100 $250
Free treasurer’s checks and money orders  No Yes Yes
Paper statement fee $5; complimentary for those age 62 or better.    
Other key benefits    
  • Premium CD rates
  • Discount on safe deposit box rental
  • Discount on consumer loans of up to 0.25%
  • $10 overdraft transfer fee waived
  • $10 domestic incoming wire fee waived


1To be eligible for rewards you must sign up for eStatements and have direct deposits of $500 or more, of your payroll, pension or government benefits, such as Social Security. At the end of each statement cycle you will be paid a $.10 cash-back reward for every qualifying debit card purchase and direct deposit that posts and clears your account. Cash-Back Rewards limited to $30 per statement cycle. If your statement cycle falls on a weekend or a holiday, it will end on the previous business day. All rewards are reported to the IRS as interest income. Account must be maintained in good standing to earn rewards.

2To be eligible for rewards you must sign up for e-Statements. At the end of each statement cycle you will be paid a $.15 cash-back reward for every qualifying debit card purchase and direct deposit that posts and clears your account. Cash-Back Rewards limited to $50 per statement cycle. If your statement cycle falls on a weekend or a holiday, it will end on the previous business day. Account must be maintained in good standing to earn rewards. All rewards are reported to the IRS as interest income.

3ATM surcharges will be rebated when using a non-Camden National ATM in the United States. Accept the disclosed fee, and we will refund the surcharge the next business day. Rebates are limited to $10 per month for the Promise Rewards checking account.

4For ATM transactions outside the United States, Puerto Rico or U.S. Virgin Islands, we will refund the ATM fees if you bring us your ATM receipt showing the surcharge within 90 calendar days of the transaction.

Camden National Bank, Member FDIC, Equal Housing Lender Equal Housing Lender © 2016 Camden National Corporation, All Rights Reserved.